Mortgage Advice for Financial Freedom by Finance Expert Jim Pate
Secure One Capital FHA Loan Programs By Jim Pate Unlike many lenders, Secure One Capital is a FHA delegated banker. Essentially, if FHA will insure it, we will fund it. We go down to 500 FICO score on FHA insured loans with no lender overlays. We also go to 85% loan to value on cash…
Your Guide to FHA Home Loans By Jim Pate The Federal Housing Administration (FHA) is a division of the Department of Housing and Urban Development (HUD), which insures loans. FHA mortgage insurance encourages lenders to make loans to otherwise credit worthy borrowers, which may not be able to meet conventional underwriting guidelines. There are a…
GTD—or “Getting Things Done”—is a framework for organizing and tracking your tasks and projects. By Jim Pate One of the basic assumptions of GTD is that your subconsciousness is quite dumb when it comes to thinking about things you should have done. For example knowing you need to fix your bike before next week, but…
How to practice Habit #3, First Things First, from Stephen R. Covey’s The 7 Habits of Highly Effective People. By Jim Pate Everybody has tasks s/he does not like. Recognizing when these tasks are so important they have become ‘the first thing’ and doing them first is what disciplined people do; however, being disciplined is…
Should You Be Worried About Rising Interest Rates? By Jim Pate I can sense some anxiety our employees who are new to the industry when news spreads about interest rates rising. “What happens? Is everything going to slow down? Am I going to lose my job?” I’m here to tell you that I’m not worried…
Learn How to Manage the Weaknesses and to Bring Out the Strengths of Your Personality Type. By Jim Pate Perhaps the most important realization that an individual can make in their quest for personal growth is that there is no single formula that defines the path to personal success. We all have different goals and…
