Home Ownership By: Jim Pate Getting a house of your own is a lifetime achievement and a home mortgage helps you in achieving this milestone much earlier than it would otherwise have been possible. ...
Our FHA Loan Programs
Secure One Capital FHA Loan Programs By Jim Pate Unlike many lenders, Secure One Capital is a FHA delegated banker. Essentially, if FHA will insure it, we will fund it. We go down to 500 FICO ...
FHA Home Loan Programs
Your Guide to FHA Home Loans By Jim Pate The Federal Housing Administration (FHA) is a division of the Department of Housing and Urban Development (HUD), which insures loans. FHA mortgage insurance ...
Getting Things Done
GTD—or “Getting Things Done”—is a framework for organizing and tracking your tasks and projects. By Jim Pate One of the basic assumptions of GTD is that your subconsciousness is quite dumb when it ...
Putting First Things First
How to practice Habit #3, First Things First, from Stephen R. Covey's The 7 Habits of Highly Effective People. By Jim Pate Everybody has tasks s/he does not like. Recognizing when these tasks are so ...
What to Expect When Interest Rates Rise
Should You Be Worried About Rising Interest Rates? By Jim Pate I can sense some anxiety our employees who are new to the industry when news spreads about interest rates rising. "What happens? Is ...
Personality Type and Personal Growth
Learn How to Manage the Weaknesses and to Bring Out the Strengths of Your Personality Type. By Jim Pate Perhaps the most important realization that an individual can make in their quest for personal ...
What’s the Rate Today?
A Little Insight Into What Causes Mortgage Rates to Change? By Jim Pate One of the most common questions I am asked by consumers and Realtors is, “What is the rate today?” Well, that is not an ...