Secure One Capital FHA Loan Programs
By Jim Pate
Unlike many lenders, Secure One Capital is a FHA delegated banker. Essentially, if FHA will insure it, we will fund it.
We go down to 500 FICO score on FHA insured loans with no lender overlays. We also go to 85% loan to value on cash out refinances. Both are program guidelines, which are not typically offered by other lenders.
It is very common for us to work with homeowners who have experienced a financial hardship and/or credit challenges. We are often able to pay off high-interest rate credit cards to free up some
cash flow, putting them on track to improve their credit scores.
After the homeowner pays their mortgage on time for 6 months to a year and their credit profile has improved, S1C will refinance them into a conventional mortgage, removing the mortgage insurance, again freeing up more money to increase their monthly cash flow.
Secure One Capital
At Secure One Capital, our motto is “Better Rates, Better Service, a Better Mortgage Experience.” We will work with you to find the right loan program for your mortgage needs. Then we will work to secure the best interest rate available to you.
To learn more about what Secure One Capital can do for you, call today at 877-304-0764 and speak with one of our friendly mortgage bankers or you can apply online. For best results, choose the complete application.
We look forward to serving you.